Workman Car Accident & Personal Injury Lawyers | October 16, 2025 | Personal Injury
Every personal injury case is unique, and there is no single “average” settlement that applies across the board in Florida. However, understanding the range of personal injury settlements, key legal principles, and factors that affect your case can help you set realistic expectations for your claim.
Working with an experienced Clermont personal injury lawyer can increase the chances of receiving a fair settlement in a personal injury case. Keep reading to learn more about what factors can affect the size of your personal injury settlement.
Laws That Affect Personal Injury Settlement Amounts in Clermont, Florida
Florida personal injury laws impose specific rules that can impact how personal injury settlements are calculated and awarded. The laws that can impact the average personal injury settlement amount in Florida include:
Comparative Negligence
Florida’s modified comparative negligence standard can affect the size of your personal injury settlement.
If you are partially at fault for your injury, your potential recovery is typically reduced by your percentage of fault. For example, if a jury decides you are 10% to blame for a car accident, your damage award is usually reduced by that amount. However, you are generally barred from receiving any money for a personal injury claim if your fault exceeds 51%.
No-Fault Auto Insurance
Florida drivers are required to have no-fault insurance coverage, commonly referred to as personal injury protection (PIP). After a car accident, you file a claim through your PIP coverage regardless of who is responsible for causing the crash. In Florida, you may typically only sue another driver if your injuries meet statutory “serious injury” thresholds.
No-fault insurance laws impact bodily injury settlements for economic damages. PIP coverage is limited in the types and amounts it pays for a car accident claim. Furthermore, PIP does not pay any money for pain and suffering settlements or non-economic damages.
Damage Caps
Florida law caps the amount of punitive damages that may be paid in specific types of personal injury claims. Insurance companies and at-fault parties use these caps to justify lower personal injury settlement amounts.
Statute of Limitations
The Florida statute of limitations for most personal injury claims is 2 years from the date of the injury or accident. Some exceptions could shorten or lengthen the time to file a personal injury lawsuit.
The deadlines for filing lawsuits can affect negotiations for personal injury settlements. Insurance companies may delay claims to pressure parties into accepting lower personal injury settlements or filing suit.
Other Factors That Can Affect Settlement Values
Factors that can impact the average personal injury settlement amount in Florida include:
- Severity and permanence of any injuries
- Medical expenses and future care needs
- Lost wages and earning capacity
- Pain, suffering, and emotional distress
- Quality of evidence and legal representation
A thorough analysis of your case is required to determine how much you might receive for a personal injury settlement. An insurance company will often make a low settlement offer early in the case. The intent is to persuade the injured party to accept a settlement before they seek legal counsel or determine the true value of their case.
Contact Our Clermont Car Accident Lawyers at Workman Car Accident & Personal Injury Lawyers for a Free Consultation
Consulting an experienced Clermont car accident attorney is essential to understanding the value of your specific claim. If you want to know how much your personal injury claim is worth, call to schedule a free consultation at Workman Car Accident & Personal Injury Lawyers. Our team can listen to your story and help you understand the potential value of your case.
For more information, please contact an experienced [RELATED PRACTICE AREA] lawyer at Workman Car Accident & Personal Injury Lawyers for a free consultation.
We proudly serve Fort Lauderdale, Clermont, and its surrounding areas:
Workman Car Accident & Personal Injury Lawyers
633 S Andrews Ave Ste 401, Fort Lauderdale, FL 33301
(954) 361-3997
Workman Car Accident & Personal Injury Lawyers
1655 E Hwy 50 ste 316, Clermont, FL 34711
(352) 77-33866