Has the insurance company refused to pay your claim in Clermont, Florida, for no valid reason? If so, contact Workman Car Accident & Personal Injury Lawyers at (352) 773-3866 for a free consultation. Let our experienced Clermont bad faith insurance lawyers help you pursue maximum compensation for the amount of your original claim plus additional damages.
Our team has 22 years of combined experience, so we know how to stand up to the insurance company and demand the compensation you deserve. With more than $40 million in compensation recovered, it is no secret that we understand what it takes to get results. Call us today and let us help you hold the insurance company accountable.
How Workman Car Accident & Personal Injury Lawyers Can Help With Your Bad Faith Insurance Claim
Victims of bad faith insurance often feel helpless and wonder where to turn for help. After all, you likely need the money from your insurance claim to pay medical bills or other outstanding expenses. But the thought of challenging a large insurance company after they deny your claim can seem overwhelming. Where can you turn for help?
Thankfully, the Clermont personal injury attorneys at Workman Car Accident & Personal Injury Lawyers are here to help you every step of the way.
We can help you through a bad-faith insurance claim by:
- Reviewing all the details and documentation from your original claim
- Researching your policy and coverage details
- Gathering evidence to support your claim
- Putting an accurate value on your damages
- Obtaining records from the insurance company to establish a pattern of behavior
- Negotiating a top-dollar settlement for your claim
- Filing a bad faith lawsuit and representing you in court
If you suspect the insurance company has acted in bad faith when handling your claim, contact us today for help. Schedule your free consultation with our Clermont personal injury attorneys and put our experience to work for you.
Overview of Bad Faith Insurance Practices
Insurance companies have a legal duty to handle claims in good faith. This duty is part of their contractual obligation with the policyholder. This means that they must respond to communications in a reasonable timeframe and take reasonable steps to investigate all valid claims. Additionally, covered claims must be paid in a timely manner.
When an insurance company fails to handle a claim fairly and in good faith, this may constitute bad faith.
Some common examples of bad faith behavior include:
- Ignoring calls, texts, emails, or other communications
- Failing to respond to communications in a reasonable timeframe
- Intentionally delaying the processing or payment of a claim
- Offering a settlement that is grossly less than the true value of the claim
- Misrepresenting the terms of your coverage
- Changing your coverage after a claim has been filed
Mere negligence is not sufficient to warrant a bad faith claim against an insurer. The experienced team at Workman Car Accident & Personal Injury Lawyers can help investigate your claim and advise you of your legal options.
What Types of Damages Are Victims of Bad Faith Insurance Entitled to Recover?
Bad faith insurance victims may be entitled to recover several types of damages. First, they can recover the amount of their original claim. This could include damages such as medical bills, lost wages, and pain and suffering. Plus, they can recover both economic and non-economic damages for any additional losses they suffered.
This may include items such as:
- Late fees
- Interest charges
- Emotional distress
- Damage to credit or reputation
- Anxiety
- Depression
Additionally, punitive damages may be available in certain cases.
Under Florida law, punitive damages are available if the victim can prove that the insurance company’s behavior is frequent enough to establish a general business practice and that the behavior was willful, wanton, or malicious. The team at Workman Car Accident & Personal Injury Lawyers can help identify all the damages that may be available as part of your claim.
How Much Does It Cost to Hire a Bad Faith Insurance Lawyer in Florida?
Many people hesitate to contact a lawyer after an insurance dispute because they are worried about legal fees. Fortunately, most bad faith insurance lawyers handle these cases on a contingency fee basis. This means you generally do not pay upfront attorney’s fees to hire a lawyer.
Instead, the lawyer receives a percentage of any settlement or financial recovery obtained in the case. If compensation is not recovered, you typically do not owe attorney’s fees. This arrangement allows policyholders to pursue legal action against large insurance companies without adding more financial stress during an already difficult situation.
Before moving forward, your attorney should clearly explain how fees and case expenses work so you understand what to expect throughout the process.
Contact Our Clermont Bad Faith Insurance Lawyers for a Free Consultation
If the insurance company has acted in bad faith while handling your claim, contact the experienced team at Workman Car Accident & Personal Injury Lawyers today. We will thoroughly investigate the facts of your case and help you pursue maximum compensation from the insurance company.
Contact us now to schedule your free consultation with a Clermont bad faith insurance attorney and get started.