Has the insurance company wrongly denied or intentionally delayed your claim in Fort Lauderdale, Florida? If so, contact Workman Car Accident & Personal Injury Lawyers at (954) 361-3997 for a free consultation. Let our Fort Lauderdale bad faith insurance lawyers help you pursue maximum compensation.
Our team has 22 years of combined experience helping accident and injury victims get the justice they deserve, and we are ready to help you stand up to the insurance company and protect your legal rights.
How Can Workman Car Accident & Personal Injury Lawyers Help With Your Bad Faith Insurance Claim in Fort Lauderdale. FL?
Insurance companies are in business to make money, and that means doing everything they can to protect their bottom line. Unfortunately, that sometimes means acting in bad faith and denying legitimate claims filed by innocent victims like you. You might think that challenging the insurance company and standing up for your rights seems too overwhelming.
Thankfully, the team at Workman Car Accident & Personal Injury Lawyers is here to help.
Our Fort Lauderdale bad faith insurance lawyers can help you by:
- Investigating all the details of your original claim
- Reviewing all your insurance coverage details and policy language
- Gathering evidence to prove the insurance adjuster’s or company’s behavior
- Researching prior claims to uncover a pattern of behavior
- Putting an accurate value on your claim and fighting for all the damages you are owed
- Negotiating a top-dollar settlement for your claim
- Filing a lawsuit and taking your case to a jury when necessary
If you suspect the insurance company is dealing in bad faith when handling your claim in Fort Lauderdale, FL, contact the experienced team at Workman Car Accident & Personal Injury Lawyers today. Call us now for your free consultation and let us put our experience to work for you.
How Common Is Bad Faith Insurance?
It is difficult to determine just how many instances of bad faith happen each year. There is no single source of data published for bad faith claims, and the definition of bad faith also varies slightly from one state to the next. However, it is obvious that the number of bad faith claims has been on the rise in recent years. It is also suspected that bad faith claims are underreported, so these unfair practices may happen much more than most people realize.
Overview of Bad Faith Insurance
Insurers have a legal duty to act in good faith when handling claims. This means performing a reasonable investigation of your claim and paying your claim in a reasonable time once it has been resolved.
Some common types of behavior that are likely to be considered bad faith include:
- Intentionally delaying the processing of your claim
- Denying your claim without any investigation
- Ignoring or failing to respond to communications in a timely manner
- Changing the terms of your coverage after your claim was filed
- Misrepresenting the details of your coverage
- Attempting to settle your claim for an unreasonably low amount
- Failing to pay your settlement in a reasonable time period
If you are the victim of bad faith, you may have a couple of options. You may be able to sue the insurer under the Florida bad faith law. This requires giving them a 60-day written notice of your intent to sue. Additionally, you may be able to sue the insurer under common law bad faith. There is no notice requirement when going this route, but your damages may be more limited in that situation.
What Types of Damages Are Victims of Bad Faith Insurance Entitled to Recover?
Victims who have been harmed by bad faith insurance practices have a right to recover the amount of their original claim plus additional economic and non-economic damages. Economic damages compensate victims for the financial consequences of the insurance company’s behavior, while non-economic damages compensate victims for their emotional stress and trauma.
Some common examples of damages in these types of cases include:
- Late fees
- Financial penalties
- Out-of-pocket expenses
- Damage to credit
- Damage to reputation
- Emotional distress
- Anxiety
Additionally, victims may be able to recover punitive damages in some cases. To win punitive damages, a victim would need to show that the insurance company regularly engaged in these practices and that its behavior was willful, wanton, or malicious. Punitive damages are intended to punish the insurance company for its actions and to deter similar behavior in the future.
Contact Our Fort Lauderdale Bad Faith Insurance Lawyers for a Free Consultation
If the insurance company is acting in bad faith when handling your claim in Fort Lauderdale, FL, contact the experienced team at Workman Car Accident & Personal Injury Lawyers today. Let us help you stand up to the insurance company and demand all the compensation to which you are legally entitled.
Call us today to schedule a free consultation with a Fort Lauderdale bad faith insurance attorney and let us get started putting together a winning strategy for your case.
